What do I need to be able to pay using Splitit? February 23, 2023 13:48 Updated You need to be over 18, shopping with one of our partner stores and have a credit card with the full purchase amount available on it. Click here for more information about how Splitit works. Related articles Is there an application process for Splitit? How does Splitit work? Does Splitit hold the full amount on my credit card? I don't have the full purchase price available on my credit card. Can I still take out a plan? What are the benefits of using Splitit? Comments 0 comments Please sign in to leave a comment.