Is there an application process for Splitit? February 24, 2023 12:39 Updated No. You don't need to fill in an application to use Splitit and there is no credit check. Click here for more information about how Splitit works. Related articles What are the benefits of using Splitit? How does Splitit work? What do I need to be able to pay using Splitit? Does Splitit hold the full amount on my credit card? I don't have the full purchase price available on my credit card. Can I still take out a plan? Comments 0 comments Please sign in to leave a comment.