List of Prohibited Merchants

The following verticals cannot utilize Splitit in their stores:

• Adult entertainment/materials 
• Banks, Credit Unions, Mortgage lenders 
• Blood & Organ banks 
• Brokerage 
• Call centers & answering services 
• Collection agencies & debt buyers 
• Contracted Management services 
• Counterfeit goods 
• Credit repair/Restoration/Reputation/Debt relief/Credit insurance/Credit card and identify 
• theft protection 
• Debt and Tax reduction services 
• Discount travel clubs / subscriptions 
• Energy Generation & distribution 
• Escort services 
• Factoring & Purchase order Financing 
• Farming 
• Financed payments via credit card 
• Financial Transaction processing 
• Firearms - Guns & ammunition sales or manufacturing 
• Flea markets 
• Fortune tellers/horoscope/astrologists 
• Future service liability greater than one year 
• Gambling / Gaming / Raffles / Lotteries 
• Government & Non-profits 
• Investment opportunities and advice 
• Liquidation companies 
• Logistics / freight forwarding 
• Magazine subscriptions 
• Manufactured / Mobile home dealers 
• Massage services 
• Medical marijuana from all types 
• Mining 
• Money services businesses 
• Negative response marketing techniques by any type of merchant 
• Non-Bank Finance Companies 
• Non-truck-based freight transportation
• Nutraceuticals, pseudo-pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body, or make specific claims about weight loss or improved sexual performance
• Online auctions 
• Pay per click and parked websites 
• Payroll companies 
• Pornography 
• Precious metal sales 
• Products or services with unreasonable guarantees or claims 
• Property managers 
• Real Estate brokers/agencies/consultants/lessors 
• Religious Organization 
• Search engine optimization (SEO) 
• Securities & commodities dealers/brokers 
• Social networking sites 
• Sports & performing arts groups or venues 
• Sports forecasting 
• Telecom merchants and transactions (pre-paid cards, rechargeable phone cards, 
• recurring phone services 
• Telemarketing companies with the following operations: free gift/prize with purchase of 
• product, chain letters, sale of any prohibited product/service, hodgepodge product mix, 
• solicitation with outbound phone calls via fax blasting, email spamming, etc. 
• Timeshares/resellers/fractional ownership 
• Title companies / Escrow agents 
• Video rental 
• Weight loss (none face to face)