How does Splitit differ from Buy Now, Pay Later providers?

Splitit is not a Buy Now Pay Later products are as we do not offer new credit. 

Instead, Splitit enables the merchant or retailer you buy from, to use your existing credit on your credit card to turn purchases into smaller equal monthly installments.

This helps you keep your credit usage down since your credit card company only bills for the monthly installment payments rather than the whole purchase.

Unlike Buy Now Pay Later providers, there are no applications or credit checks and Splitit does not charge interest or fees; even if you pay late (although your credit card provider might so please check).