Does Splitit carry out credit checks? February 24, 2023 12:38 Updated No. You don't need to fill in an application to use Splitit and there is no credit check. Related articles How does Splitit work? Is Splitit financing or credit? Do you provide updates to credit reference agencies on my Splitit installment plan activity? Can I use my debit card to set up a Splitit installment plan? Can I make my monthly installment payment early? Comments 0 comments Please sign in to leave a comment.