I didn't have enough money and the authorization or payment has not gone through. What should I do?

If your merchant or retailer cannot successfully take an authorization that is due, we will email you on behalf of them to let you know so that you can either speak to your card provider or update your credit card details to a different one. You can update your card detail in the shopper portal here. You can only update your card 2 times in any 24 hour period. 

We will keep trying the card on file for 7 days from the first decline.

If we are still unable to take your payment after this time, you may forfeit the right to make monthly payments and we reserve the right to charge your card with the full outstanding amount using the previous authorization.