Can I use my debit card to set up a Splitit installment plan? May 06, 2021 09:36 Updated No, unfortunately not. We are only able to accept credit cards at the present time. Related articles I don't have enough credit on my credit card to cover the whole amount of my purchase. Can I still take out a plan? Can I use Paypal to take out a Splitit installment plan? Why can't I use my debit card to take out a Splitit installment plan? How does Splitit work? How much do I pay today and each month? Comments 0 comments Please sign in to leave a comment.