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  1. Splitit
  2. Shoppers
  3. Payments and Authorizations

Payments and Authorizations

  • I’ve just made a purchase using Splitit. What happens now?
  • What's the difference between a payment and an authorization?
  • What's this about authorizing the full amount outstanding on my installment plan?
  • Why do you need to authorize my card with the full amount as well as my regular installment payments?
  • How do I know if and when my card will be re-authorized with the full amount?
  • What date do my payments come out?
  • Why are 2 transactions for different amounts showing on my account?
  • What happens if I fall behind with my installment plan?
  • Why have 2 authorizations for the full amount been taken in the same month?
  • Why are authorizations taken more frequently than monthly payments?
  • How can I check if my card will be re-authorized?
  • How long are authorizations held for?
  • Can I make my monthly installment payment early?
  • Can I use my debit card to pay for my monthly installments?
  • Do I need to pay anything up front?
  • What repayment options are available?
  • How do I make a payment on my installment plan?
  • What type of card can I use to pay my Splitit installment plan?
  • What do I do if a transaction is due on my Splitit installment plan, but I've not yet received my order?
  • Can I pay less than the agreed amount each month?
  • How does Splitit show on my credit card statement?
  • I used my debit card to pay for my Splitit plan, how does this show on my statement?
  • What happens to my payments if my card is due to expire during my instalment plan?
  • What happens to my monthly installment payments if I lose my card or it is stolen?
  • Which cards does Splitit accept?
  • How do I make a payment on my installment plan?
  • I didn't have enough money and a transaction has not gone through. What should I do?
  • What if my card expires during my installment plan?
  • What if my credit card gets lost or stolen?

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