Splitit uses standard credit card authorizations—just like any regular card purchase—to support installment plans. Depending on your agreement with us, these authorizations may either be secured for the duration of the plan or follow a non-secured structure. Either way, Splitit provides a safe and seamless way for your customers to pay over time.
What makes Splitit unique is that it works directly with the customer’s existing credit line. This means shoppers can spread payments over time while avoiding new credit applications or additional interest charges.
Please note: while Splitit does not charge interest, your customer’s credit card issuer terms and conditions (including any applicable fees) will still apply.