If your monthly installment payment or the authorization (or re-authorization pending your plan type) fail, Splitit will give you a 7-day grace period to resolve the issue with your card.
If a card update is required, but you do not have another card that meets the requirements, the only other option is to pay your plan in full using a debit card. We understand this may not be the resolution you want, but we are unable to extend the 7-day grace period for a card update.
The only other option we recommend is to partner with the Merchant where you made your purchase as they may have other payment solutions that you can switch to instead of continuing with your installment plan.
If the problem persists after the grace period, your card issuer will allow us to charge up to the outstanding plan amount at one time and your plan would then be complete.